# Lega Pay — Accept Payments via CashApp, Apple Pay, Google Pay & Crypto

> The all-in-one payment gateway for digital businesses. Accept CashApp, Chime, Apple Pay, Google Pay, and Crypto. No KYC required. Instant payouts, multi-level agent system, developer-friendly API.

## What is Lega Pay?

Lega Pay is a payment processing platform that enables merchants to accept payments through CashApp, Chime, Apple Pay, Google Pay, and cryptocurrency (BTC, ETH, USDT, USDC, SOL). It provides a developer-friendly REST API, webhooks, instant payouts, and a multi-level agent/merchant system. **No KYC required** for fiat or crypto payments — merchants can start accepting payments immediately without identity verification.

## Key Features

- **No KYC Required**: Accept fiat (CashApp, Chime, Apple Pay, Google Pay) and crypto payments without identity verification or document submission
- **Multiple Payment Methods**: CashApp, Chime, Apple Pay, Google Pay, Bitcoin, Ethereum, USDT (TRC20), USDC, Solana
- **Developer API**: REST API with API key authentication, webhooks, pagination, and filtering
- **Instant Settlements**: Request settlements via CashApp, Chime, or USDT (TRC20)
- **Multi-Level Agent System**: Master merchants can create sub-users, set custom rates, and manage their downline
- **White-Label Branding**: Master merchants can customize payment pages with their own logo and company name
- **Automatic Redirects**: Customers are auto-redirected to merchant's successUrl/cancelUrl after payment
- **No Chargebacks**: All payments are final — merchants never lose funds to chargebacks
- **Real-Time Updates**: Supabase Realtime pushes payment status updates instantly
- **Secure**: MD5 request signing, IP whitelisting, webhook signature verification, atomic balance operations
- **PWA Support**: Installable as a Progressive Web App on mobile and desktop

## API Endpoints

- `POST /api/v1/payin` — Create a payment link
- `POST /api/v1/payout` — Create a payout
- `GET /api/v1/balance` — Check balance
- `GET /api/v1/transactions` — List transactions (with pagination, filters)
- `GET /api/v1/transactions/{reference}` — Get single transaction
- `GET /api/v1/methods` — List supported payment methods
- Authentication: `X-API-Key: lp_live_xxxxx` header

## Fee Structure

- **Payin fee**: percentage rate + flat fee (configurable per merchant)
- **Payout fee**: percentage rate (configurable per merchant)
- **Crypto payin**: 2% (BTC, ETH, USDT, USDC, SOL)
- **USDT settlement**: $2 flat fee

## Supported Amounts

- CashApp: $9.99 — $499.99
- Chime: $20 — $500
- Apple Pay: $9.99 — $199.99
- Google Pay: $9.99 — $499.99

## Website

- Main: https://legapay.net
- Dashboard: https://legapay.net/dashboard
- API Docs: https://legapay.net/docs
- Login: https://legapay.net/auth

## Contact

- Support: @legapayus on Telegram
- Email: support@legapay.net

## Keywords

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